Membership Benefits

Capital Credits

Capital credits or excess margins are invested in distribution facilities and general plant operations instead of borrowing additional capital. Active members receive a capital credit refund as a bill credit. Capital credit refund checks are mailed to former members. Often, valid addresses cannot be found for past members. In instances where refunds are returned by the U. S. Post Office as "undeliverable" or have otherwise been unclaimed, these funds are held by the cooperative for five years. At the end of five years, the funds are then placed in a not-for-profit 501(c) 3 fund where they can be used for community education or economic development as permitted by the O.C.G.A. § 44-12-236 of The Disposition of Unclaimed Property Act.

Use the search tools below to see if you have capital credits to claim. If you see your name on the list and need to claim funds, or if you have questions further questions about capital credits please contact Gloria Sexton at (478) 986-8105 or 1-866-254-8100, Ext. 8105. 

 

CAPITAL CREDITS SEARCH

Credits must be claimed by October 27, 2025.